> ## Documentation Index
> Fetch the complete documentation index at: https://docs.bizfi.bitsave.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Investment Terms and Schedules

> This reference page summarizes the minimum buy, payment cadence, return structure, and sample terms for BizYield, BizCredit, and BizBond.

## Instrument summary

| Instrument    | Minimum buy | Payment cadence          | Return type                | Backed by                           |
| ------------- | ----------- | ------------------------ | -------------------------- | ----------------------------------- |
| **BizYield**  | \$10        | Monthly                  | Variable                   | Business revenue                    |
| **BizCredit** | \$100       | Weekly                   | Fixed over a 12-week cycle | Managed loan portfolio              |
| **BizBond**   | \$1,000     | Quarterly or at maturity | Fixed                      | Sovereign government Treasury bills |

## BizYield terms

* Minimum buy: \$10.
* Typical duration: 12 to 36 months.
* Return source: verified monthly business revenue.
* Payment currency: USDC or local stablecoins.

## BizCredit terms

* Minimum buy: \$100 per share.
* Cycle length: 12 weeks
* Return rate: 4% per quarter.
* Weekly payment: \$8.67 per share.
* Total Return: \$104 per share over the 12-week cycle

## BizBond terms

* Minimum buy: \$1,000.
* Return rate: 10% per annum.
* Payment cadence: quarterly or at maturity, depending on the series.
* Payment currency: USDC or local stablecoins.

## Worked examples

### BizYield example

If a business allocates 20% of monthly revenue to the BizYield pool and you own 1% of that pool, your payout equals 0.2% of the business's verified monthly revenue.

### BizCredit example

If you hold 5 BizCredit shares, you receive \$43.35 per week for 12 weeks.

### BizBond example

If you hold \$1,000 in BizBond, the annual return is \$100, usually delivered as four quarterly payments of \$25 each when the series pays periodically.