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Documentation Index

Fetch the complete documentation index at: https://docs.bizfi.bitsave.io/llms.txt

Use this file to discover all available pages before exploring further.

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What is BizFi?

BizMarket is Bitsave’s decentralized finance product for tokenized real-world business and sovereign instruments. It provides financial instruments for businesses and individuals by connecting pooled onchain liquidity with verified businesses and issuers.

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What is BizMarket?

BizMarket is the issuance and marketplace layer within BizFi. At a functional level, BizMarket:
  • Connects pooled stablecoin liquidity from onchain participants to verified businesses and sovereign issuers
  • Structures funding into three defined financial products: BizYield, BizCredit, and BizBond
  • Maps businesses to tokenized financial instruments (BizShares)
  • Routes business-generated cash flows back into the protocol for investor distribution
BizMarket acts as the coordination framework between decentralized capital formation and traditional business operations. It defines how funds are deployed, how obligations are tracked, and how investor payouts are maintained under protocol rules.

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Product Positioning

BizMarket is positioned as a bridge between traditional business finance (Web2) and onchain capital infrastructure (Web3). Web2 ↔ Web3 Bridge
  • Businesses operate in the real economy with conventional legal, banking, and operational structures
  • Investors participate through onchain smart contracts using stablecoins
  • BizMarket’s coordination layer connect these two environments by handling custody, deployment, and reporting
Target Geographies
  • Underserved and emerging markets where small and medium-sized businesses face limited access to structured financing
  • Regions with high stablecoin adoption and demand for USD-denominated yield
  • Cross-border contexts where traditional investment access is restricted or inefficient
Target Industry Verticals
  • Cash-flow-generating small and medium-sized enterprises
  • Trade, retail, and service businesses with predictable revenue cycles
  • Growth-stage businesses that require working capital or expansion financing without complex ownership transfer
The system prioritizes businesses with measurable revenue activity and investors seeking structured, stablecoin-denominated returns with predictable payout behavior.

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Tagline / Value Proposition

Build Globally, Raise Globally, Own Globally This value proposition reflects three coordinated capabilities:
  • Build Globally — Businesses operate in local markets while accessing a global pool of digital capital
  • Raise Globally — Capital formation occurs onchain, allowing geographically distributed participants to fund real-world enterprises
  • Own Globally — Financial exposure to businesses is represented through onchain instruments, enabling borderless participation under standardized rules
The tagline summarizes the system’s role in connecting real-world economic activity with globally accessible digital financial infrastructure.

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Core Actors and Roles

Business Owner (Fundraiser):
  • Applies for financing through BizMarket
  • Undergoes business verification and KYB processes
  • Receives deployed capital offchain
  • Makes scheduled repayments or revenue distributions to BizMarket offchain
  • Provides operational and financial reporting as required by the protocol
Saver / Investor (Onchain Participant):
  • Deposits stablecoins into the BizMarket system to establish investment capacity
  • Receives an investment capacity determined by protocol rules
  • Acquires BizShares representing exposure to business financing
  • Receives stablecoin payouts through the protocol’s distribution system
  • Interacts with smart contracts directly; participation is governed by onchain limits
Liquidity Provider:
  • Supplies stablecoin liquidity to protocol pools that support BizMarket financing
  • Enables capital availability for business funding cycles
Protocol Treasury:
  • Holds protocol-owned capital reserves
  • Provides financial backing for payout continuity in cases of business default or delay
  • Receives protocol revenues and may fund system-level obligations
  • Supports guarantees embedded in the BizMarket payout model
BizMarket’s coordination layer:
  • Custodially holds investor funds before deployment to businesses
  • Deploys capital offchain to approved businesses
  • Receives business repayments and revenue distributions offchain
  • Acts as the legal and operational bridge between onchain capital and offchain business activity
  • Conducts business due diligence and onboarding
  • Manages offchain financial operations and reconciliation
  • Oversees reporting, performance tracking, and payout coordination
  • Interfaces between technical infrastructure, the SPV entity, and businesses
  • Ensures that offchain obligations align with onchain distribution commitments