Documentation Index
Fetch the complete documentation index at: https://docs.bizfi.bitsave.io/llms.txt
Use this file to discover all available pages before exploring further.
BizYield instruments represent an onchain stake in the monthly revenue of a real, operating business. When you hold BizYield in a business, you own a percentage of that business’s revenue pool for a defined period. Your returns rise when the business performs well and fall when it does not.
BizYield is a revenue participation product, not an ownership product. Holders do not receive voting rights, board seats, or a claim on the business’s cap table.
How BizYield works
| Parameter | Value |
|---|
| Revenue pool | Each listed business sets aside a fixed percentage of monthly gross revenue for BizYield holders |
| Duration | Fixed term, typically 12 to 36 months from the issue date |
| Returns | Variable and performance-linked |
| Payment currency | USDC or local stablecoins, depending on the listing and user preference |
| Minimum holding | Typically $10 equivalent |
| Transferability | Transferable within the BizMarket ecosystem via BizSwap only |
| Risk profile | High. Revenue can decline, businesses can underperform, or operations can cease |
Live example: Shard BizYield
Shard is the first business listed under BizYield on BizMarket. Shard is raising $10,000 through BizYield, and in exchange, 20% of its monthly gross revenue will be distributed to BizYield holders for 24 months.
| Purchase amount | Monthly revenue share |
|---|
| $10 | 0.02% of Shard’s monthly revenue pool |
| $50 | 0.10% of Shard’s monthly revenue pool |
| $500 | 1.00% of Shard’s monthly revenue pool |
| $1,000 | 2.00% of Shard’s monthly revenue pool |
| $5,000 | 10.00% of Shard’s monthly revenue pool |
| $10,000 | 20.00% of Shard’s monthly revenue pool |
What kinds of businesses are listed under BizYield?
BizYield is designed for businesses with consistent, verifiable, and growing revenue streams. Common categories include:
- Aviation and transport businesses such as airlines, cargo operators, and private jet charters.
- Real estate development businesses such as property developers, co-working spaces, and student housing.
- Hospitality and entertainment businesses such as hotels, event venues, cinemas, and resorts.
- Retail and consumer brands such as supermarkets, fashion brands, and FMCG distributors.
- Technology and SaaS businesses such as subscription platforms, fintech apps, and B2B software.
- Agriculture and agribusiness businesses such as farm cooperatives, produce exporters, and food processors.
- Healthcare businesses such as private hospitals, diagnostics chains, and pharmacy networks.
Why businesses choose BizYield
When a business lists on BizYield, it is not selling shares in the company. It is not giving up ownership. It is not diluting its cap table. It is agreeing to share a percentage of its revenue for a defined period in exchange for upfront capital today.
This makes BizYield a useful capital tool for founders who want to raise money without changing ownership. The arrangement is contractual, revenue-based, and time-bound.
Legal framework
BizYield is structured around a Revenue Participation Agreement.
- The business receives capital and commits to a revenue-sharing obligation for a defined period.
- BizMarket acts as the intermediary between the business and holders.
- The onchain smart contract is the distribution layer, not the underlying legal agreement.
- Every listing includes disclosures stating that BizYield holders are revenue participants, not shareholders.
Minimum buy and payout cadence
BizYield carries the lowest minimum buy-in in the product family because it is the highest-risk instrument.
| Item | Value |
|---|
| Minimum buy | $10 |
| Payment cadence | Monthly |
| Return type | Variable |
| Backed by | Business revenue |
Risks
- Business underperformance can reduce distributions.
- A business may cease operations before the term ends.
- FX conversion can affect the amount received in stablecoins.
- Regulatory changes may affect the operation of listed businesses.
Summary
BizYield is the BizMarket revenue instrument. It lets users back operating businesses through a fixed-term revenue-sharing structure while keeping ownership and control with the founder.