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BizBond instruments are the most conservative offering in the BizShares family. BizMarket purchases sovereign government treasury bills and resells exposure to users at a fixed 10% annual return.

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How BizBond works

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Treasury Bills that back BizBond

BizBond is backed by a mix of sovereign and quasi-sovereign instruments, including:
  • Treasury bills.
  • FGN bonds.
  • Savings bonds.
  • Sukuk (Sovereign Islamic Bond).
  • Infrastructure bonds.
  • Selected international sovereign issues.
  • World Bank and IFC bonds.

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Backing verification

BizBond uses custody and reserve proofs to show that the onchain supply matches the held instruments.
  • User subscriptions are pooled and used to purchase the underlying securities through licensed counterparties.
  • Custodial receipts and holding confirmations act as proof of reserve.
  • The face value and coupon rate of the held instruments are published on the transparency dashboard.
  • Government payments are routed into BizMarket’s designated account and distributed through the smart contract.

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Minimum buy and investor profile

BizBond has the highest minimum buy because it is the safest instrument in the family and carries the highest operational and custody overhead.

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Risks

  • Sovereign default risk is low but not zero.
  • NGN-denominated instruments can be affected by currency depreciation.
  • Reinvestment rates may differ on the next series.

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Summary

BizBond is the capital-preservation instrument in the BizShares family. It gives users stable exposure to treasury bills without requiring brokerage access or large primary market minimums.