The BizMarket Coordination Layer is the operational, legal, and financial infrastructure that sits between real-world businesses and onchain instruments. It handles due diligence, underwriting, revenue verification, conversion, and governance.Documentation Index
Fetch the complete documentation index at: https://docs.bizfi.bitsave.io/llms.txt
Use this file to discover all available pages before exploring further.
4.1 BizMarket strategic operating stake
For every business listed under BizYield, BizMarket’s associated strategic entity takes a direct stake in the business as part of the onboarding process. This gives BizMarket access to financial records, management accounts, and operational oversight.4.2 Business viability assessment
Before a business is listed under BizYield, it goes through a structured multi-factor assessment.| Assessment factor | What BizMarket looks at |
|---|---|
| Revenue history | Minimum 12 months of audited or verifiable records |
| Business model clarity | Whether the business can clearly explain how it makes money |
| Product or service quality | Customer reviews, site visits, occupancy, traffic, or usage data |
| Foot traffic and demand data | POS data, booking data, app usage, and transaction records |
| Ownership and legal structure | Clean corporate structure with no unresolved disputes |
| Debt and obligations | Existing liabilities that could impair distributions |
| Management team | Track record, experience, and ability to execute |
| Revenue concentration risk | Dependence on one client, one season, or one event |
| Growth trajectory | Whether revenue is growing, flat, or declining |
| Exit or wind-down plan | What happens if the business cannot meet its obligations |
4.3 Underwriting BizCredit loans
For BizCredit, the coordination layer acts as the underwriter for each loan in the credit pool.- Borrower application.
- Credit scoring.
- Loan structuring.
- Collateral assessment.
- Covenant monitoring.
- Default management.
4.4 How onchain value equals offchain value
BizMarket uses a four-layer verification system.| Layer | Mechanism |
|---|---|
| Strategic access | BizMarket’s strategic entity holds a direct stake in every BizYield business |
| Monthly revenue verification | Finance teams reconcile declared revenue against bank statements, POS data, and sales records |
| Stablecoin conversion and onchain deposit | Verified revenue is converted to USDC, or local stablecoins and deposited to the contract |
| Transparent smart contract distribution | The contract distributes funds proportionally to holders |
4.5 BizBond backing verification
For BizBond, onchain value is backed by government securities held in regulated custodial accounts.- BizMarket pools user subscriptions and purchases the underlying instruments through licensed counterparties.
- Custodial receipts and holding confirmations act as proof of reserve.
- The transparency dashboard shows the face value and coupon rate of held instruments.
- Payments are received at maturity or on coupon dates and distributed through the contract.