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Documentation Index

Fetch the complete documentation index at: https://docs.bizfi.bitsave.io/llms.txt

Use this file to discover all available pages before exploring further.

Top Investor FAQs

Q — How and when do I receive payouts?
  • A — Payouts are made in stablecoins on the cadence defined by the instrument. BizYield pays monthly, BizCredit pays weekly, and BizBond pays quarterly or at maturity depending on the series. High-level flow: the issuer remits funds to the SPV or custodian → receipts are reconciled → funds are bridged to the onchain distribution module → the distribution module executes an onchain payout batch and each holder receives stablecoins to their wallet. After each payout you get an in-app notification and a transaction hash.
Q — What happens if the business misses a repayment?
  • A — The protocol’s treasury and reserve structure is the backstop for supported products: if a business misses a scheduled repayment, the protocol can use reserves to maintain the payout schedule where applicable. BizMarket’s coordination layer then pursues offchain recovery from the business; recovered funds replenish reserves per policy.
Q — Can I sell my BizShares early? How does BizSwap work?
  • A — Yes — supported BizShares can be exited via BizSwap where the instrument permits it. When you request an early exit the protocol computes the refund value, applies the applicable exit fee on the original principal amount, and attempts to settle from BizSwap liquidity. If liquidity is sufficient the swap executes and you receive the net stablecoin amount. If liquidity is insufficient your exit is queued until liquidity becomes available. Exit fee splits follow the product’s published rules.
Q — How much can I invest?
  • A — Your investment capacity is enforced onchain using product-specific limits, account status, and jurisdictional rules. Limits are enforced by smart contracts and may differ by instrument.
Q — Where can I see my receipts and statements?
  • A — Every buy, exit and payout produces an in-app receipt and email. Monthly statements, downloadable CSVs, and tax documents (where applicable) are available in My Portfolio → Statements. If you need a custom reconciliation export, open a support ticket.

Top Business Owner FAQs

  • Q — How do I list my business on BizMarket?
    • A — Onboarding steps: complete the pre-listing form, pay the applicable listing fee, complete KYB/KYC, and submit required documents. BizMarket conducts due diligence and submits attestations to the SPV or custodian; once approved the listing is published and fundraising may begin. Detailed onboarding documentation and checklists are available to approved applicants.
  • Q — What are the fees and how do referral discounts work?
    • A — Listing fees are tiered by product and listing size. Published referral discounts apply at checkout when a valid code is provided. Commissioning and reconciliations follow published schedules.
  • Q — What does BizMarket do onchain versus offchain?
    • A — Offchain (BizMarket’s coordination layer): identity verification (KYB/KYC), custody and settlement of fiat or stablecoins, disbursement to businesses, and recovery activities. Onchain: attestations linking documents to businessId (EAS), issuance of BizShare tokens, BizSwap exit mechanics, and onchain distribution of bridged payouts. The SPV mediates value flows between offchain and onchain layers.
  • Q — What reporting and obligations do I have after listing?
    • A — Businesses must provide periodic financial reporting according to the instrument (for example: monthly revenue statements for BizYield, weekly servicing reports for BizCredit, and custody confirmations for BizBond). Non-compliance may impact distributions and can trigger enforcement actions per published policy.